Tuesday, March 27, 2018

Swedish Death Cleaning


Maybe because I’m tired of the snow and cold, I’m thinking about spring and the inevitable Spring Cleaning.  Or maybe because I’m seeing “Spring Cleaning” tips on magazine covers and on Facebook, I’m thinking about it.  I’m thinking so hard that I decided to postpone my scheduled cleaning activity so I can write this blog!!  That’s called procrastination.

In reality, I saw a post on the NextAvenue.org blog and an article in the AARP magazine on Swedish Death Cleaning.  Döstädning is the Swedish word for Death Cleaning or decluttering your living space while you are still alive. 

One of the more original thoughts in the articles was to get rid of diaries, journals and the like if they contain information that might cause loved ones to be hurt by the words.   And in today’s society, at least in the US, younger people do not want the family heirlooms- grandma’s silverware, Uncle Joe’s collection of cigar bands, records or tapes but no machine to play them on, and so on.  Serious death cleaning involves getting rid of clothing, furniture, keepsakes that one doesn’t need to live out the years s/he has left. 

To tie this all together, I am washing windows and floors, shredding old papers, cleaning cabinets especially in the kitchen and going through clothing.   I will get exercise from the cleaning, and I will toss out dated food.  Charities will get the clothes that no longer “bring me joy”.  I will be lighter.   My mind will be open to new ideas as I clear out the old ideas.  It’s all good!  I’m not labeling this as “Death Cleaning”, rather it is Spring Cleaning.

Join me this spring in decluttering.  Let me know your methods and techniques.  Love the microfiber cloths!

Tuesday, March 13, 2018

SHREDDING


While I’ve discussed this before, March seems like a good time to review the topic.  As we “do our taxes” we often are left with a mountain- at least a small hill- of papers, receipts, etc.  The Federal Trade Commission has a list of items to be shredded and to be retained.  Go to FTC.gov and search for “shredding”.  And if you don’t want to do that, here’s the list:

Shred immediately:  sales receipts, ATM receipts, paid credit card statements, paid utility bills, credit offers, cancelled checks that are not tax related, and expired warranties.  Comments:  I save receipts until I’m sure I don’t have to return anything- even grocery store receipts.  And I also save utility bills until the end of the year.  I recycle credit card offers- EXCEPT the page with my address. This I tear up immediately.  Note:  If you want to stop receiving credit card offers, visit https://www.optoutprescreen.com/?rf=t and complete the form.  You can opt out for 5 years or permanently.

Shred after a year: pay stubs, bank statements, and paid, undisputed medical bills.

Shred after 7 years:  tax-related receipts, tax related cancelled checks, W-2s and records for tax deductions taken

Shred car titles after you sell your car(s); shred home deeds after you sell your house(s); shred improvement receipts after your sell the home and pay capital gains taxes.

Keep forever in a safe place (one that is made known to a trusted person): birth certificates, social security cards, marriage or divorce decrees, citizenship papers, adoption papers, death certificates, tax returns.  I also include wills, instructions after death, power of attorney, and other important documents. 

Hope everyone in the US has an easy time with their tax prep.  May you have a lovely refund!!